Studies have shown that car women are more popular then men, women are better drivers than men. It does not matter even every single man on earth denies this statement, car insurance companies will always favor women. Every car insurance company offers discounted car insurance for women drivers. May be men are biologically programmed to be aggressive, it has been observed that men are more involved in the accidents than women. That is the reason car insurance companies have cheap car insurance for women. Cars insurance cost can be 20% cheaper for women than the car insurance for men because the risk involved with women is much less than men. Here are some factors that show why insurance companies are offering car insurance for women.
Less risk involved:
Many companies offer very good and cheap insurance for women, because with women, the risk involved is minor than men. So, it is easier for women to find cheap car insurance.
Having a cheap car:
Another factor which decides the cost of car insurance is the car that a woman is driving. A cheaper car means lesser risk of any accidents, the only thing that car insurance companies care about is the risk involved. As being a woman already greatly reduces the risk, having a cheap car will also cut the substantial amount from cost. That is right; a woman with cheap car has a very low risk of being involved in any accidents. So, it will be an idea to offer low-priced car insurance for women.
Being a mother:
There are also many companies which only provide car insurance for women. They have many deals for different kind of women. For example they have very cheap car insurance who are mothers because mothers are naturally very protective and dont take any unnecessary risks. They also provide very good and low cost car insurance for those who are not married. Young female drivers are prone to more accidents than the experienced women drivers, but they can take driving courses to make their cost of car insurance cheaper.
If any male feels that this is discrimination done by the car insurance companies, he must not forget that this decision might have been made by males sitting in the car insurance companys head office. They did not make this decision because they are giving women a favor by offering cheap car insurance. They made this decision because they care about their business. So, for attracting more female drivers, they offer cheap car insurance for them. These all decisions are based on the statistics, which clearly show that women are better drivers than men.