There are many countries that have imposed the compulsion of getting a suitable health insurance plan for you and your family. But the issue is that private health insurance plans are way too expensive for a common person. The affordability for such high premium costs is out of the question. All those U.S. citizens who are not able to gain access to private health plans can now gain an easy health support with the help of Obamacare plans.
Obamacare: an introduction:
Most of the people would ask the question that what Obamacare is and how it activates in United States. Obamacare is the name of the health reform law that was signed by American President Obama on the 23rd of March, 2010. Obamacare is a common term used for The Patient Protection and Affordable Care Act.
Features of Obamacare:
You would be wondering that what are the basic features of Obamacare or what are the jobs that are carried under Obamacare. Different healthcare facilities are offered to the U.S citizens under Obamacare including:
- Healthcare Rights
- New benefits
- Healthcare protection
Apart from these healthcare facilities, Obamacare has set up a Marketplace where subsidized health insurance is available to the U.S. citizens. This subsidized health insurance can easily be gained through open enrollment. Another great thing about Obamacare is that it is expanding the Medicaid program to different states. Now almost all adult American citizens will be able to benefit from this program. Certain changes and improvements have also been made in Medicaid in order to provide more benefits to the disabled people and elderly. Obamacare has also increased certain benefits for the private employees by increasing the level of employer coverage for them. According to the rule, most of the American citizens are required to get coverage under Obamacare so they can claim certain exemptions regarding the healthcare facilities. Obamacare has also introduced some different types of taxes plus some tax breaks.
Obamacare: Some facts:
Most of the people would get the impression that through Obamacare they can gain access to free health treatments; well the reality is not even closer. Obamacare doesnt affect your choice regarding any of the insurance plans. Whether you want to go for the private health insurance plans, Medicare or Medicaid; you will not find any sort of interference from the Obamacare. Obamacare in fact introduces the whole new concept of purchasing an insurance plan.
Now if you want to purchase the insurance under Obamacare then you need to get it through the Health Insurance Marketplaces controlled by the state. While shopping at these marketplaces, you will get the opportunity to make a comparison of different insurance plans and go for the one that is suitable for you in all aspects. You will also receive some special assistance regarding the costs of insurance plans at these Marketplaces.
Things to keep in mind before going for obamacare plans:
If you are planning to get any sort of insurance plan under Obamacare then you must keep in mind that there are certain limitations attached to every insurance plan regarding the enrollment period. Every plan has different open enrollment time, this means you can enroll for different programs at the different times of the year.